MassHousing Flexible Lending Program. We’re proud to partner with MassHousing to help qualifying low- and moderate-income borrowers realize the dream of owning their own home. MassHousing offers easy to understand, fixed-rate mortgages, as well as special programs for first-time homebuyers and military families who are purchasing an owner occupied one- to four-family home or condominium. Click here to learn more.
7/3 Adjustable Rate Mortgage. Start out with a low, fixed-rate for seven years, which is then adjustable every three years thereafter. What’s more, the program requires as little as 3% down*. Click here to learn more.
1 Closing cost credit available on 1-4 family owner occupied home purchase transactions only. Subject to credit approval and loan closing. One credit per loan. This offer is subject to change without notice.
Close on your mortgage in as little as 30 days.
If you’re buying a home, bankESB could help you enjoy that new home even sooner — often with your closing taking place in less than 30 days.
Here are a couple tips for making the mortgage process go smoothly.
Be responsive to your lender. Keep in close contact with your mortgage originator and ensure all required documentation is included in your application. Respond as quickly as possible when information is requested. Every day in the process is important.
Take advantage of technology. When possible, utilize our easy-to-use eSign electronic signature option and our customer portal, where you can easily drag and drop documents needed to process your mortgage.
Buy, build or refinance with some of the lowest rates in the area. Get started today.