bankHometown | HELOC (Home Equity Line of Credit)

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Home Equity Line of Credit

Make your
home your
castle.

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1.99%

APR¹

Fixed for the first 12 months

4.00%

APR¹

Currently

A low rate you’ll love for renovations, education, vacations and more

Member FDIC Member DIF NMLS #: 402413 888-307-5887

1 The 1.99% Annual Percentage Rate (APR) is fixed for 12 months. Thereafter the APR becomes a monthly variable rate equal to the Prime Rate as published in the Wall Street Journal on the last business day of the previous month. The APR will never exceed 18.00% or drop below 4.00% after the first anniversary of the agreement date. Minimum credit line is $10,000 and maximum credit line is $250,000. Closing costs may range from $240 - $775 and are lender paid. However, if you should pay off and terminate the credit line prior to the third anniversary of the agreement date, you will reimburse the lender for the closing costs that were paid by the bank on your behalf. If you request an independent appraisal, you will be responsible for the cost, which is estimated between $350.00 and $550.00. This offer is subject to change without notice and is available for new lines and owner-occupied, one-to-four-family properties only. All loan applications will be subject to credit acceptance and property approval. Homeowners insurance and flood insurance (if applicable) are required. Ask us about our HELOC programs available for credit lines over $250,000.